Economy

I've been thinking a lot about the economy lately, especially gas prices. I drive 28 miles door-to-door, one-way, to work, and I don't have the option of selling my house and moving closer. (My mom & I live 1000 feet apart, and I can't move until she does. That way I can watch out for her; she's 70.)

I paid $3.49 the other day, which is 20 cents cheaper than the area average of $3.69. Missouri is a bit in the middle, and usually cheaper than the national average.

As I won't see my economic stimulus check until after July 4, I've been penny pinching everywhere. I know, authors are supposed to be fabulously wealthy, but that doesn't necessarily happen unless you're Nora. And I have horse camp, bible away camp, and a three-week intensive summer gifted program to pay for. I fired my trash guys and got new ones (savings of $76 a year) and got my internet provider to give me a monthly rate of $14.95 instead of $21.95.

I also broke down and downsized my car. My 2004 Malibu Maxx (fully loaded) had over 100,000 miles on it and was starting to have mechanical issues. Since Chevy was offering loyalty cash of 3,000 and I get a supplier's discount, I saved over $3,700 on a new Chevy Cobalt. My Cobalt is no frills. No heated leather seats. No DVD system. No automatic climate controls.

However, my payment dropped by a good chunk, my gas mileage went up by 6 MPG, and I now have a car with another 100,000 mile warranty, which means repair is free. (And trust me, I use the warranty.)

The upfront outpouring of cash (title, taxes, payoff/trade in) was a huge bite. But in the end, in three years I'll be in better shape to give a 3-year old car to my 16 year old instead of a 7 year old car.

I remember those days of driving a clunker that died at every stoplight...but that's another post.

So what are you doing to save pennies here and there? I've also unplugged all unused appliances and changed to those energy saver light bulbs. Now if I could just get my daughters to turn off the TV when they leave the room....